It is an offer of FCMB Group Plc shares to the public for subscription or purchase at a fixed price. The Group, a diversified financial services group with operations in banking, consumer finance, pensions, investment management, and investment banking, will issue 16,000,000,000 ordinary shares of 50 kobo each at ₦10.00 per share.

The Group is raising capital to support its banking subsidiary, First City Monument Bank Limited, in complying with the new minimum capital requirements introduced by the Central Bank of Nigeria. This requirement affects almost all banks in Nigeria, and they are also required to raise capital at this time.

FCMB Group will raise the capital and invest it in FCMB Limited as common equity. FCMB Limited will use the capital for general working purposes, including paying down expensive funds to improve the bank's cost of funds and increase its net interest margin. The capital will also enhance the bank's capital adequacy ratio, allowing it to create additional risk assets to increase profitability. The capital will be instrumental in achieving the bank's strategic objectives.

The offer price is ₦10.00 per share.

The offer opens on Thursday, 2nd October 2025 and ends on Thursday, 6th November 2025.

You can participate in the public offer by subscribing to any of the Channels—mobile App, Retail and Business Banking Platforms- through the Bank's or Group's Website, and at the bank branches. You can also place your subscription with a stockbroker during the subscription period.

Anyone and their minor can participate in the offer. However, applications for minors can be done by parents, guardians or anyone above the consent age.

Yes, foreign investors can participate, including Non-Resident Nigerians and Foreign Portfolio Investors (FPIs).

The minimum number of shares is 1,000 units, with subsequent subscriptions in multiples of 1,000 units. While the maximum number of shares anyone can buy is the total number of ordinary shares the Group is offering for sale.

Our share price has delivered an impressive return of 187.8% over the last five years.

The maximum is the total number of ordinary shares being offered for sale by the Group.

Yes, the offer is open to both existing shareholders and non-shareholders.

There is no limit to the number of shares investors can apply for in the public offer, but allotment is subject to SEC approval.

FCMB Group holds either 100% or a majority shareholding in all its operating companies. Investing in FCMB Group implies indirect ownership of these companies through FCMB Group

While the shares being offered do not have a lock-up period and investors can hold or sell them at any time after they are listed on NGX, investors are encouraged to consider the long-term merits of the Group's investment case.

The offer is a public offering or an 'offer for subscription' and is open to both existing shareholders and non-shareholders. The number of shares that investors can apply for in the public offer is not limited, but allotment is subject to SEC approval.

Detailed information is in the offer document. You can also visit the FCMB Group Plc website

• Contact customer service at 0700 329 0000 or 01-2798800 ,
• While the maximum number of shares anyone can buy is the total number of ordinary shares the Bank will offer for sale.